Our Owner Financing Purchase Process

Your simplified path to land ownership. No banks, no credit checks, just straightforward terms and transparent documentation.

1

Select Your Property

Browse our available land listings and choose the perfect property for your goals.

2

Pay Documentation Fee

Submit the $250 doc fee to begin the exclusive purchase process and remove the property from market.

3

Documents Generated

We prepare your Purchase Agreement, Promissory Note, and Land Contract with your specific terms.

4

Review and Sign

Review all documents carefully and sign to finalize your purchase agreement.

5

Begin Payments

Make your down payment and start your scheduled monthly payments according to your agreement.

6

Receive Your Deed

Once all payments are complete, the property deed is transferred to you free and clear.

$250 Documentation Fee to Begin

To start your exclusive purchase process, we require a $250 documentation fee. This fee demonstrates your commitment and allows us to dedicate our resources to your transaction.

Property Removed from Market

Your chosen property is taken off all listings exclusively for you

Documents Preparation Begins

We immediately start generating your three key closing documents

Three Key Documents for Your Purchase

Once you pay the documentation fee, we prepare these three essential documents that form the foundation of your land purchase agreement.

Purchase Agreement

The Purchase Agreement is the foundation of your land purchase. It outlines all the key terms including the purchase price, your down payment amount, monthly installment schedule, payment due dates, and the final payoff terms. This document ensures both buyer and seller are clear on all aspects of the transaction.

Key Elements:

  • Purchase price and terms
  • Down payment details
  • Monthly payment schedule
  • Property description

Promissory Note

The Promissory Note is your formal promise to repay the financed amount. It details the loan structure including the principal balance, interest rate (if applicable), payment amounts, payment frequency, and what happens in case of default. This document protects both parties by clearly defining the repayment obligations.

Key Elements:

  • Loan amount and interest
  • Payment obligations
  • Default provisions
  • Repayment timeline

Land Contract

The Land Contract (also called a Contract for Deed) is the legal instrument that transfers ownership rights. Under this agreement, you gain equitable interest and can use the property immediately, while the seller retains the legal title until you complete all payments. Once paid in full, the deed transfers to you.

Key Elements:

  • Equitable interest rights
  • Seller retains title until paid
  • Property use permissions
  • Deed transfer conditions

Ready to Start Your Land Ownership Journey?

Browse our available properties and take the first step toward owning your piece of land. With our simple owner financing process and no credit check requirements, land ownership is within reach.